PETER STEGER –
THE
EFFICIENT
EDGE

Life Insurance Portfolio Optimization

The Efficient Edge is a fee-based service that brings to bear my best thinking and experience to help families create actuarial-based strategies to better manage and optimize the return on capital invested in their life insurance program.

Often times life insurance is one of the largest assets on a family’s balance sheet. It is also the least managed. Like any other asset, performance is impacted by economic conditions and markets but unlike any other, it is complex and not well understood. This lack of management and misunderstanding leads to unintended consequences of sub-par performance, and in some cases, policy lapse.

The Efficient Edge takes a forensic approach. We dig deep into the inner workings of the policies and explore every option available to deploy capital efficiently, and to optimize return based on client objectives and goals.

For family enterprises with significant generational assets, there is often an opportunity to utilize their current insurance policies within one of our various private placement tax-elimination structures.

Contact:

Peter Steger, CLU, ChFC, REBC
Co-founder, President, Business Development, Insurance Analytics
312.402.8150

John Behr
Founder, Business Development
312.375.1499

Liz Keenan,
Founder, Private Life Solutions, Inc.®
908.461.0959